Loanoholic.com ("Website," "Webpage," and "Mobile App") understands the value of protecting your privacy. Loanoholic.com is dedicated to maintaining all user information's confidentiality, integrity, and security. This Privacy Policy covers how Loanoholic.com collects and uses information that it may collect and/or receive from you via your use of this Website. This Privacy Statement applies to current and previous users of our Website/Webpage. You understand and accept the practices outlined in this Privacy Policy by accessing and/or using our Website.

By accessing or continuing to use the Website, you consent to the use of your information (including sensitive personal information as defined by the Information Technology Act, relevant rules, notification, etc.) in conformance with this Privacy Policy, as it may be updated from time to time at the Website's discretion.

1. Personal Information Controllers

Holic Fintech LLP and its parent firm (including its representatives, affiliates, and business partners) will retain and gather your data and information.

2. What Personal Information Do We Collect About You?

We use the information we collect from customers to customize and continuously improve your experience on the Website.

The following are the sorts of information we collect.

• Any information you input on our Website or give us in any other manner is received and stored by us. You can opt not to supply certain information, but you may be unable to use many of our services and features.

• When you connect with us, we receive and retain certain information. For example, when your web browser visits the Website or adverts and other material offered by or on behalf of the Website/Webpage on other websites/Webpage, we collect certain types of information. We may also receive and retain information about your location and mobile device, including a unique device identifier.

• We may obtain information regarding you from other sources and include it in our account information or service/product application.

3. How Will We Use the information?

Loanoholic.com gathers information from you when you create an account or when you apply for our service, use products or services, or browse the pages of the Website. When you sign up for Loanoholic.com, you must provide your name, email address, birth date, gender, residence address, Pan number, Adhar number, etc. You are no longer private to us after registering on the Website and signing in. During registration, you will also be asked for your contact information, and you may get SMS updates about our services on your device. As a result, by enrolling, you permit Loanoholic.com (including its business partners and affiliates) to send you texts and email notifications with your login data and any other service needs, including advertising emails and SMS, even if you have enrolled with DNC, DND, or NCPR services. Your authorization will remain in effect if your account/application is not terminated.

We use your information to:

• Support our business partners in providing products or services, handling payments and applications, and contacting you regarding products, services, and promotional offers.

• Respond to your inquiries or requests and resolve any issues/grievances/problems with your services.

• Manage and carry out our duties under any agreement with any business associates/partners.

• Send you details about special offers or deals. We may also notify you of new features of products and services. These may be our offers or products/services, or they could be third-party offers or products/services with whom Loanoholic.com has a relationship.

• Use your internal analysis data and offer you location-based services like advertisements, search engine results, and other tailored content.

• Utilize this information to enhance our platform, avoid or prevent/detect fraud or misuse of our Website/Webpage, and allow third parties to perform logistical, technical, or other activities on our behalf. We may integrate information; we get from (or about from the third parties) you.

• Provide you notifications, correspondence, and service recommendations that may be of interest to you. Update our data, record, and generally manage your accounts/applications with us by displaying content and customer happiness index.

• Unless otherwise specified in this Privacy Policy.

Some aspects may require your personally identifiable information submitted on the Website for our products or services. Additionally, you agree and give us permission to gather, hold, use, transmit, and share information about you (including sensitive personal information) with third parties or service providers for the objectives outlined in this Privacy Policy.

4. Sharing and Disclosure of Information

Loanoholic.com will not sell, rent, or otherwise release your date/information for commercial reasons to anyone in a manner that is inconsistent with the promises made and/or that is not specified in this Privacy Policy. We may disclose your data/information to an affiliate, associate, and/or business partner. Loanoholic.com may also disclose, sell, or transfer your personally identifiable information to any successor-in-interest as a consequence of a sale of any part of the Loanoholic.com company or a merger, reorganization, or consolidation with another firm in which it is not the surviving company. For this paragraph, "affiliate" refers to any person, corporation, company, or Loanoholic.com that controls is managed by, or is under common control with Loanoholic.com, either directly or indirectly, via one or more intermediaries. (The term "control," in the context of the preceding phrase, shall mean the possession, directly or indirectly, of the authority, through the exercise of voting rights, contractual rights, or otherwise, to direct or cause the direction of the controlled person's management or policies. The word "Person" in this Privacy Policy refers to any natural person, corporation, partnership, limited liability company, trust, other entity, or unincorporated association).

We restrict the collection and utilization of personal information. We may aggregate or anonymize personal information and only share such information in a non-personally identifiable way. This information does not recognize you personally. Access to your (Account) information and other personally identifiable data/information is tightly limited and used only in line with particular internal procedures and for the reasons specified in this Privacy Policy to run, develop, or upgrade our services. We may utilize third-party service providers to provide you with our services, and we require third parties to keep the information we send to them secret under our agreement with them.

Without your prior written consent, we may also share your information with governmental organizations required by law to collect information for identity verification, crime prevention, national security, cybercrime investigation, prosecution, and punishment, or when disclosure is required to comply with a legal obligation. You agree and consent to the Website to reveal your data/information on the requirement by relevant law.

On the Website, third-party lenders, banks, and credit card issuers provide various products/services, such as loans and credit cards. If you apply for these independent products or services and supply information to these providers, their use of your information is regulated by their privacy policies in supplement to the Website's Privacy Policy. Loanoholic.com is not liable for its privacy practices. Whenever you apply for their products or services, we advise you to visit and learn about the privacy notices and procedures enacted by these third parties/providers.

5. Cookies collection

A cookie refers to a small bit of data saved on the user's computer and linked to information about the user. Both session ID cookies and permanent cookies may be used. When you shut your browser or log out, the session ID cookie expires and is removed. A persistent cookie is a tiny text file saved on your computer's hard disc for a prolonged length of time. Loanoholic.com may employ session ID cookies to monitor user preferences while the user is browsing the website/webpage.

They also assist in reducing load times and reduce server processing. PRP may use persistent cookies to remember whether you want your login details, including password, remembered or not, among other things. Cookies on the PRP website do not save any personally identifying data or information.

Most browsers will educate you on how to restrict your browser from receiving new cookies, how to make the browser inform you when a new cookie is received, and how to deactivate cookies entirely. You may also disable or erase comparable data used by browser add-ons, such as Flash cookies, by adjusting the add-settings on's or visiting the manufacturer's Website.

However, because cookies enable you to utilize some of the Website's vital services, we suggest you leave them enabled. If you reject or otherwise block our cookies, for example, you may be unable to utilize any Website products or services that need you to Sign in.

6. Log data

We utilize log files, much like most other common websites. Internet protocol (IP) addresses, internet service provider (ISP), browser type, referring/exit pages, date/time stamp, platform type, and a number of clicks are just a few examples of the data that may be collected to analyze trends, administer the Website, follow user movement in the aggregate, and gather broad demographic data. This automatically gathered log data might be combined with other data we have regarding you. We do this to enrich the services we provide to you, as well as to enhance site functioning, marketing, and analytics.

7. Security of your Personal Information

Loanoholic.com recognizes that the privacy, integrity, and availability of your information are critical to our business's functioning and success. We use adequate technological and organizational security measures to secure the information we gather from you at all times. We employ various technological, procedural, and physical security measures to guard against unauthorized or unlawful use or alteration of information and accidental loss, destruction, or damage to information. Unfortunately, no form of Internet transmission or computer storage is completely safe. As a result, we cannot guarantee its complete security. Moreover, you are accountable for keeping your login id and password safe and secure, and you may not reveal these login details credentials to any third party.

8. Your Control Over Your Personal Information

It's crucial to remember that the information we use about you enables us to provide you access to products, services, and experiences that are advantageous to you. You may choose how your non-personal information is gathered and then used online.

You may also select what personal information you disclose to us, including sensitive personal information (such as your financial information). However, if you do not give all the needed information and data, we may be unable to provide you with the Services to which you have subscribed.

You may withdraw your consent to gather and use your sensitive personal data or information at any time while using our Services or by writing to us at contact@holicfintech.com. However, if you withdraw such permission, Loanoholic.com reserves the right to discontinue supplying you with the Services for which the information was collected. In such a scenario, you will not be eligible for a refund of any money paid for any service, and you agree that the Website will not be responsible for you. Even you have to pay loanoholic.com if we have started work on your application as mentioned in the terms and conditions.

We will use your contact information to send you general announcements or significant news regarding your account/application, solicit comments or thoughts, and give updates on special discounts and offers that may interest you.

We assume you should be able to select the kind of information you get by email/SMS. If you do not wish to get promotional materials through email/SMS, simply express your desire on your account's (application) contact information or the 'opt-out' or unsubscribe link provided in our marketing communications, or write to us at contact@holicfintech.com.

Please remember that processing your request may take up to 10 days (depending on associate Banks/NBFCs/etc.). Please be aware that we will keep contacting you about your services with us by email/SMS/phone calls even after you opt-out.

By login into your account (or applying) on the Website, you may examine the information you have submitted to us and rectify or modify any personal details or sensitive personal data/information to make sure that the data or information you have given us is accurate and/or not deficient. Loanoholic.com does not guarantee the accuracy of any personal information, sensitive personal data, or information provided to us by you or any third party.

9. Advertisers from third parties and links to other websites Advertisement by a Third Party:

Whenever you access our Website, we may use the services of third-party advertising firms and/or advertising agencies to show adverts. Such companies may use the date/information regarding your visits to this Website - but not your name, email address, address, or phone number - to show you advertising for products and services on this Website and other websites run by third parties.

On our behalf, third-party service providers deliver advertisements around the internet and occasionally on our Website. They could compile anonymous data regarding your use of our products and services and your visits to our Website. Additionally, they could target their ads for products and services based on information about your visits to this and other Websites. Most significant Websites utilize pixel tags, an industry-standard technique, to collect this anonymous data. In this procedure, no personally identifying data is gathered or utilized.

Other Websites links:

Loanoholic.com may have affiliates or links to other websites. Your private information is not our property when you share it with those websites. We advise you to check the privacy policies of these websites when you visit them because these associated sites may have different privacy policies.

10. Changes in this Privacy Policy

Loanoholic.com may occasionally modify this policy at its sole and absolute discretion. We could amend this privacy policy to show a modification of our information practices. We urge you to evaluate frequently. You may find out whether there have been any changes since you last read the statement by looking at the effective date shown below.

11. Contact detail for any issue

If you have any complaints or wish to address any inconsistency in processing any of the data/information you gave to Loanoholic.com, please contact us at contact@holicfintech.com.